I know you hear it at the start of every year: you need a budget! The nagging gets tiring, even if you know or think you need one. Budgets have a bad connotation. They’re restrictive, inflexible, complicated, time-consuming, and difficult to keep. They don’t allow for any fun. And how are you supposed to know what will come up in the future? Your income and expenses may fluctuate.
Have you heard of Chau Smith? She’s a 70 –year-old woman who ran 7 marathons on 7 continents in 7 days. There’s no typo there! This woman is extraordinary. To top it off, she works a day job operating a dry cleaning and alterations business. You can read more about her here.
Is one of your goals to spend less and save more this year? That’s definitely one of my goals. Did you know that even just a few years ago, one of the hardest things for me to do was cut back on my spending? I mean unnecessary spending of any sort. You know, shopping as a hobby, a pastime, a salve, a stress reliever, a fun get-together, a pick-me-up, an emotional crutch, or an impulsive behavior.
I’ve been focused on thrift shopping and selling with a one-track mind recently. Several weeks ago, I wrote about why you should sell on multiple platforms and gave some examples of things I sold. This week, I wanted to share some more of my recent thrifting activities as well as examples of my recent sales.
With December here, it’s time to celebrate this year’s progress and wins on the selling front. I can’t believe that another year has passed and I’m still here with a profitable side hustle. Did you have a good year too? Maybe you just started out thrifting and selling, or maybe you sold beyond even your own expectations this year. This is a good time to acknowledge your success.
When I first heard of The Richest Man in Babylon by George S. Clason, I wondered how a story set in ancient Babylon could possibly be relevant to our would today. I was very curious to read it and finally got my hands on the book this month. It didn’t disappoint either. In fact, it’s one of my favorite books I’ve read so far in this Reading Corner series. Read on below to see why that is and how to win a copy of the book for yourself.
This time of year is all about the holidays. There’s no shortage of articles on how to save money on gift shopping and the best gifts to buy every person you know. But since it’s Thanksgiving and in the spirit of frugal living, I wanted to write about something else: gratitude. That’s what Thanksgiving is all about, right?
Every year, the Christmas shopping season creeps up earlier and earlier. Just the other day, I heard that JCPenny will open at 2 PM on Thanksgiving Day and their online sales prices will start four days before that. Kmart will open at 6 AM on Thanksgiving Day and remain until 10 PM that night.Where has Thanksgiving gone?
“Hello. This is Michael from the IRS. I’m calling to inform you that you owe $15,000 in back taxes. This is your last notification.”
“What do you mean I owe $15,000? What do I do?”
Does this exchange sound familiar? You’ve probably received a call like this at some point in the past few years.
A few months ago, I had a carton of eggs sitting in the refrigerator for several weeks. Eggs are one of those strange things that I will love and gorge on for a while, then suddenly dislike and won’t touch for weeks or months at a time. Sometimes I’ll have gotten halfway through a carton of eggs and just can’t bring myself eat the other half. Do you ever feel that way about food?
As a frugal living and personal finance blogger, I love spending and saving wisely. It’s not just about dollars and cents. I don’t like to waste utilities, household items, or really anything if I can help it. The one area in which I flop on this is food, which is why I started keeping track of the items in my kitchen.
During one March a few years ago, I didn’t spend any money on fun and entertainment. I have an entertainment category in my budget, but I just happened not to dip into it. When I reviewed my budget at the end of the month, I was so happy with my lack of spending that I committed to keeping it going. You can already see where this is going, huh?
As much as I love living frugally, I love having two side hustles of selling thrifted clothes online and blogging to help me earn income towards my financial goals. Moreover, I’m excited to share what I learn from these side hustles with you to help you achieve your goals too. Last month, I posted 22 things to do when your items aren’t selling. This was specifically in response to a drought in selling that I faced recently and I know everyone who sells faces from time to time.
If you’re been wedding planning for yourself or assisted in any weddings lately, you probably know that they can cost a pretty penny. In fact, the average American wedding cost $35,329 in 2016. If that’s shocking to you, you’re not the only one. That fact surprised me too.Of the many ways to cut back on wedding costs, finding a budget-friendly wedding dress is one of the easiest.
I’m sure I’m not the only one who’s had days of disappointment or frustration one after another. But I knew this wasn’t a typical day and I wasn’t my normal self. I needed some self-care for my own sanity and to get back to a positive mindset. So I put together this list of 25 frugal ways to treat yourself.
Just about everyone who has sold online has faced the dreaded sales slump. You know what I mean. No “cha-ching” notification of a sale or offer from eBay. No email from Poshmark saying, “Good news! Your item was purchased.” In fact, an item hasn’t left your hands in days. You wonder what’s going on.
Have you heard of Rich Dad Poor Dad? If you’ve read some financial books or even read lists of must-read financial books, then you probably have. The book is a best seller. It’s been reviewed hundreds of times. It’s considered a staple in the financial literacy canon. So what can I add? Well, I’m going to take an unpopular stance
Welcome to September! As we head down the final stretch of 2017, I keep asking myself where the days have gone. It feels like just a few weeks ago that I posted my spring fashion finds. It’s actually been three months! I thought today would be good to share an update on my summer thrift fashion finds and related topics.
What would you do if your fiancé came to you a month before your wedding and revealed that he had $370k of debt?Sadly, this is a true story. I was browsing the boards of a wedding website a few months ago when I read this post. The woman’s fiancé told her about his $370k of debt only about a month and a half before their wedding.
Here on From Pennies to Plenty, I’m all about saving money and making the dollars that you do spend go further. So it’s probably no surprise that I’m a big fan of buying and using second-hand items. In fact, I buy and sell second-hand items as a side hustle, and I recommend buying second-hand to friends and family all the time. If you’re wondering what to buy, whether it’s clean, or if you’re safe doing it, read on to learn more.