money management

50 Ways to Spend Less & Save More in the New Year

50 Ways to Spend Less & Save More in the New Year

Earlier this week I posted about the 50/20/30 budgeting method complete with free budgeting calculator. If you calculated your percentages and decided that your spending and savings numbers are not what you want them to be, don’t worry. You’re in the same boat as many other people, but you have the awareness and motivation to change that.

How to Use the 50/20/30 Budgeting Method & Free Budgeting Calculator

How to Use the 50/20/30 Budgeting Method & Free Budgeting Calculator

I remember back a few years ago when I started my new job and decided to create a new budget using an Excel spreadsheet. I thought that there must be a better way than what I was doing. I was estimating amounts for each of my budget categories and then trying to track everything in and out month after month. Not fun! So I started researching budgeting methods and I came across one called the 50/20/30 budget.

6 Personal Finance Numbers You Need to Know

6 Personal Finance Numbers You Need to Know

With 2017 in sight, now is the perfect time to get personal finances in order and start the new year off right.  A great place to start is to figure out your personal finance numbers. But with so many numbers and terms out there, it’s easy to get lost trying to figure out what you really need to know. What numbers are the most important? Here’s are 6 numbers to know to help you get started.

Budgeting Myths Debunked

Budgeting Myths Debunked

What do you think of when you hear the word “budget”? The thought of being on a budget is probably as cringe-worthy as hearing nails on a chalkboard. Believe me, I know how un-fun keeping a budget can be. I tried to keep one several times before I managed to find a system I like and stick with it.

6 Tips for Surviving Jury Duty

6 Tips for Surviving Jury Duty

Earlier this year, I received a jury summons, the first I've received in several years. In the past, I had been in school and easily postponed my jury duty until school holidays. My only experience has been sitting in the waiting room for a few hours and then being excused. Easy peasy. Now that I'm working full-time, it's another matter. My employer let me have my legally required time off on the afternoon I had to report to the courthouse. What I wasn't prepared for was the jury selection process and the prospect of a two-month trial! Yes, two months!