During one March a few years ago, I didn’t spend any money on fun and entertainment. I have an entertainment category in my budget, but I just happened not to dip into it. When I reviewed my budget at the end of the month, I was so happy with my lack of spending that I committed to keeping it going. You can already see where this is going, huh?
If you’re been wedding planning for yourself or assisted in any weddings lately, you probably know that they can cost a pretty penny. In fact, the average American wedding cost $35,329 in 2016. If that’s shocking to you, you’re not the only one. That fact surprised me too.Of the many ways to cut back on wedding costs, finding a budget-friendly wedding dress is one of the easiest.
I’m sure I’m not the only one who’s had days of disappointment or frustration one after another. But I knew this wasn’t a typical day and I wasn’t my normal self. I needed some self-care for my own sanity and to get back to a positive mindset. So I put together this list of 25 frugal ways to treat yourself.
Welcome to September! As we head down the final stretch of 2017, I keep asking myself where the days have gone. It feels like just a few weeks ago that I posted my spring fashion finds. It’s actually been three months! I thought today would be good to share an update on my summer thrift fashion finds and related topics.
Here on From Pennies to Plenty, I’m all about saving money and making the dollars that you do spend go further. So it’s probably no surprise that I’m a big fan of buying and using second-hand items. In fact, I buy and sell second-hand items as a side hustle, and I recommend buying second-hand to friends and family all the time. If you’re wondering what to buy, whether it’s clean, or if you’re safe doing it, read on to learn more.
Hola! My fiancé and I just returned from Mexico City two weeks ago and I can still feel the excitement of the city. Not only did I fall in love with Mexico, it was also my first international trip with my fiancé and our first trip since our engagement.
Back in the summer of 2013, I was elated to finish school and move home to San Francisco. What I wasn’t so happy about was the $30,000 in student loan debt that followed me. I had only six months on my grace period before I had to start making monthly payments. Needless to say, I was anxious about getting a job and starting to pay it off as soon as possible. How would I do it?
This month I celebrated two years of selling clothes and other items online. I began selling things online out of curiosity and as a way to get rid of extra clothes in my closet. Since then, I no longer list items only from my own closet.
If there ever were a time to feel like spending money, it may be with the arrival of your first paycheck. Now that it’s July, graduation season has just finished. If you’re a lucky new grad, you have a job lined up or one on the horizon. And with that new job and those first few paychecks may come the urge to spend on what you couldn’t afford before.
“I don’t know what to do. I’m supposed to be discharged next week. I want to go home, but I can’t afford someone to help me.”These are the words I hear from my patients almost every day in my work as a speech-language pathologist (SLP).
In this day of electronics and technology, it’s easy to forget that the public library exists. You can order books off Amazon in a few clicks and stream movies and shows directly to your TV. No need to step foot into a library branch anymore, right? But did you know that the library system is trying to adapt to this changing world too?
Wedding season is around the corner if it hasn’t already started for you. A few years ago, four of my family members got married in one summer. Three of those required plane rides home and one was a destination wedding in Hawaii. Then in 2015, I seemed to attend wedding after wedding throughout the summer and fall. A best friend even planned a destination wedding in Oaxaca, Mexico. I love weddings, but I don’t love breaking the bank to attend them.
One of the very first reasons why I started this blog was to share my adventures and finds from thrift shopping. I’ve always been a bargain shopper and love finding clothes and accessories at great prices. After taking a break from shopping earlier this year (yes, I do get tired of shopping!), I got back into it in April and came away with some fabulous finds.
Do you ever come across something that sounds a bit cheesy but turns out to be pretty awesome? Today I want to talk about the personal finance book I Will Teach You to Be Rich by Ramit Sethi.
Can you believe it? It’s Thanksgiving’s half birthday! That’s right, Thanksgiving is only six months away. Each November, I love taking the time to review the past year and reflect on everything I’m thankful for.
With summer in full swing, concert season is here. I don’t know about you, but I can’t get enough of live entertainment. Music concerts, plays, musical theater shows, even baseball – I love watching them all. You’ll probably agree with me that seeing entertainment live in person is better than listening to or watching recordings. But attending every event that comes around can leave your wallet pretty empty.
When I wore my favorite black shirt for the hundredth time earlier this week, I saw a thread hanging from it and wondered if the shirt was falling apart. I’m sure that we all have those moments when we dread our favorite piece of clothing becoming too worn to wear.
Like many women, I like trying out new beauty services and products. So I was delighted when I came across Dry Bar, a salon that specializes in just blowouts, while walking the Fillmore shopping district in SF. Someone to do my hair for me before a date? No more failed attempts at following YouTube hair tutorials? Perfect! But I’ll be honest, I did a double take when I looked at the services menu and price list.
Whenever I tell people that I live in San Francisco, I usually get one of two comments. One is that the city is dirty, crowded, and too liberal, so how can I live there. The other is that the city is too expensive, so how can I live there. I’ll admit that living in SF has its downsides, as does every city, but it has its perks too.
If you ever wanted to learn how the wealthy become wealthy, this book may give you the best answers you’ll ever get. Thomas J. Stanley and William D. Danko, authors of The Millionaire Next Door, spent twenty years researching how people become wealthy.
Last month, I wrote about how I used to have such a hard time budgeting. I know I’m not the only one out there who has felt that budgeting is frustrating, tedious, and sometimes downright depressing. That improved once I got a good budgeting system in place and stuck with it.
Often when San Franciscans think about a romantic outing involving wine tasting, beautiful Napa Valley comes to mind. In fact, there's a place closer to SF with wine offerings as well. Last Valentine's Day, my boyfriend took me on a surprise trip wine tasting at nearby Treasure Island.
If you think you have a firm handle on your emotions and thought patterns when it comes to personal finance, here’s a book that will make you think again. A few years ago, I had the eye-opening experience of reading Why Smart People Make Big Money Mistakes and How to Correct Them by Gary Belsky and Thomas Gilovich.
Hello again! Valentine’s Day less than 3 weeks away, and I’ve been thinking about what to get the man in my life. Is it just me or are guys hard to shop for? Maybe the men I know don’t need or ask for a lot, but every holiday, I’m left scratching my head over what to get them. I’ve done a lot of brainstorming for this Valentine’s Day and come up with some budget-friendly ideas. Here’s a guide to Valentine’s Day gifts for him.
Hi friends! I’ve got Valentine’s Day on my mind. What to do? What to wear? What to give? When you think about your honey, you may want to give him or her the moon and stars. Those may be hard to reach, however, and more earthly things have to substitute. Here’s a guide to some of the best budget-friendly gifts to help you pick that perfect gift for your special someone.
Hi friends! It’s already the middle of January and Valentine’s Day is only a few weeks away. Can I say how much I enjoy Valentine’s Day? I’m a sucker for everything romantic. Sappy movies and sweet love stories. I love them all. One of the most exciting things about planning for Valentine’s Day is deciding what to do with your special someone.
Earlier this week I posted on whether or not to join a gym and nine alternatives. If getting into shape is one of your goals this year, I’m excited for you. I want to do to same too! But first, I want to share with you my uncle’s inspirational story of getting into shape.
Happy New Year! Although we're only three days into the new year, I hope your 2017 is off to a great start. I have so much planned for the blog this year. I can't wait to get started. First up is this post, which is on a question many of us ask ourselves as we start a new year with new resolutions.
Do you love the Nutcracker? The San Francisco Ballet is performing it again this holiday season and I can’t wait to see it! It’s been a treat to see ever since I was a child. Living in San Francisco, I’m fortunate to be able to see the San Francisco Ballet (SFB) whenever the company has a performance and my schedule permits. You might wonder how this is possible given that tickets to the ballet can cost a pretty penny.
New Year’s Eve is just under two weeks away and I’m itching to start 2017 off with a bang. It’s the perfect opportunity to celebrate in grand style. A boat cruise around the Bay or a night of dancing at a swanky hotel sound perfect! While those sound great, they’re also pricey options that may not agree with your or my budget. Instead, here are some ideas for a more budget-friendly New Year’s celebration.