With the new year coming just a few weeks away, you might be doing a year-end review of your finances and resolutions. My goals for next year are to make more money with my side hustles and to save more money for life’s expected and unexpected expenses. My goals probably sound a lot like those of a good majority of people out there. When it comes to saving money, a common piece of advice I hear is to cut out your unnecessary expenses. But what if you have an expensive hobby that you love?
2019 is on the horizon. There’s nothing like a new year to get people excited about change, challenges, and goals. One popular goal is to save more money. It can be really tough to save money. You have necessary expenses like housing and food and sometimes unexpected ones like medical care or a car problem. Or you might just enjoy spending money. Whatever your reasons for spending, you know it’s a good idea to save and you’re motivated to do it now.
Every day now we’re getting a little closer to Christmas. A store in my neighborhood put up holiday decorations a week or two ago. I walk my dog by there every day and stop and look with delight that the holiday season is here.
Black Friday is here! While it’s not Friday yet, Black Friday sales have already started. I shopped online for rain boots a few days ago and bought a pair on sale in what the company called a Black Friday sale. It wasn’t even close to Friday yet!
Is someone you know newly frugal? When you’ve turned a new leaf on your finances and become frugal, it’s amazing in both good and bad ways. You’re excited about all the money you’re saving, but you might be disappointed at all the things you can’t buy in order to save that money. That’s why Christmas is a great time to support a newly frugal friend.
Christmas is a little more than two months away. Can you believe it? For some people, the thought of Christmas coming so soon brings anxiety. In a perfect world, we’d save all year round to cover Christmas expenses. But that’s not realistic for most people, including me. The last thing you need on top of work deadlines, family visits, and Christmas shopping is debt from the expenses of the season.
November is just around the corner. The holidays are coming quickly and spending can easily creep up with them leading to a busted budget. I’m not immune to extra spending either. It’s sometimes a struggle to stay frugal. I love saving money, but November is full of temptations.
Several years ago, I was pretty inexperienced when it came to managing my money. It took some cluelessness about enrolling in the 401(k) at my first job for me to realize I needed to start learning what to do with my money.
Can you believe it’s already the middle of June? Today actually marks the first day of summer! I started last week by creating my summer bucket list. Then I spent the next few days wondering how to fit everything I want to do into just three months.
A few months ago, I looked up tickets to see Alvin Ailey American Dance Theater at UC Berkeley. I’ve seen this dance company a few times in the past and have been blown away by every performance. So when I found out that the company was going to be at UC Berkeley earlier this year, I resolve to see it perform. That was until I look up tickets
Before I explain how we were able to move to the mountains, let me go back in time to my childhood. My parents had issues and finally split up when I was 7 years old (my sister was 5 years old). We lived with our mother and struggled to get by.
The weather this weekend was sunny with just a bit of evening rain, perfect for the first weekend of spring. Now that I’ve gotten a glimpse of the good weather coming to us, I can’t wait to get out some of my warm weather clothes. My closet is currently full of sweaters and long-sleeve shirts. I know I’m not the only one with a bunch of clothes hidden in the back or high upon the shelves too.
This Tuesday marked the first day of spring. The change in seasons makes me excited for the months ahead. I can’t wait for street fairs and hikes on sunny days. But before those happen, I have to clean the house. Ugh! The start of spring always calls for a thorough house cleaning.As I much as I love a clean house, I don’t like cleaning because I always feel I can do something better with my time.
A few years ago, you wouldn't have believed how bad I was at cooking. I didn't even know how to sauté onions! Not only that, I wasn't really interested in learning how to either. It's not that I don't like eating (I do!), but the process of cooking didn't appeal to me. I could just go to the store or a restaurant to buy whatever food I wanted when I wanted it, right?
With spring just around the corner, we’re heading into wedding season. That means brides- and grooms-to-be are in getting into full planning mode. It’s exciting to think about and plan your big day. What’s not so exciting is the price tag goes with it. The average wedding in the US cost $35,329 in 2016. Weddings are expensive, and it’s so easy to go over what you intended to spend.
On February 16th next week, many people around the world including my family will celebrate Chinese New Year. It’s the Year of the Dog. As a huge animal lover, I’m excited that the year highlights this familiar and beloved house pet. But I think my mom is even more excited than I am. Chinese New Year marks a new beginning with excitement and hopes for the year ahead. My mom can’t wait to kick things off by debuting new clothes and slippers.
It’s Wednesday afternoon. You’ve already eaten your leftovers from last weekend, so you have to cook tonight. You still have a lot to get done at work before you head to the grocery store and try to put something together for dinner. Thinking about how much time it takes to shop, prepare a meal, eat, and wash dishes, you see yourself running around for another few hours. You might not relax until 8 pm at the earliest.
Is one of your goals to spend less and save more this year? That’s definitely one of my goals. Did you know that even just a few years ago, one of the hardest things for me to do was cut back on my spending? I mean unnecessary spending of any sort. You know, shopping as a hobby, a pastime, a salve, a stress reliever, a fun get-together, a pick-me-up, an emotional crutch, or an impulsive behavior.
I’ve been focused on thrift shopping and selling with a one-track mind recently. Several weeks ago, I wrote about why you should sell on multiple platforms and gave some examples of things I sold. This week, I wanted to share some more of my recent thrifting activities as well as examples of my recent sales.
This time of year is all about the holidays. There’s no shortage of articles on how to save money on gift shopping and the best gifts to buy every person you know. But since it’s Thanksgiving and in the spirit of frugal living, I wanted to write about something else: gratitude. That’s what Thanksgiving is all about, right?
A few months ago, I had a carton of eggs sitting in the refrigerator for several weeks. Eggs are one of those strange things that I will love and gorge on for a while, then suddenly dislike and won’t touch for weeks or months at a time. Sometimes I’ll have gotten halfway through a carton of eggs and just can’t bring myself eat the other half. Do you ever feel that way about food?
As a frugal living and personal finance blogger, I love spending and saving wisely. It’s not just about dollars and cents. I don’t like to waste utilities, household items, or really anything if I can help it. The one area in which I flop on this is food, which is why I started keeping track of the items in my kitchen.
During one March a few years ago, I didn’t spend any money on fun and entertainment. I have an entertainment category in my budget, but I just happened not to dip into it. When I reviewed my budget at the end of the month, I was so happy with my lack of spending that I committed to keeping it going. You can already see where this is going, huh?
If you’re been wedding planning for yourself or assisted in any weddings lately, you probably know that they can cost a pretty penny. In fact, the average American wedding cost $35,329 in 2016. If that’s shocking to you, you’re not the only one. That fact surprised me too.Of the many ways to cut back on wedding costs, finding a budget-friendly wedding dress is one of the easiest.
I’m sure I’m not the only one who’s had days of disappointment or frustration one after another. But I knew this wasn’t a typical day and I wasn’t my normal self. I needed some self-care for my own sanity and to get back to a positive mindset. So I put together this list of 25 frugal ways to treat yourself.
Welcome to September! As we head down the final stretch of 2017, I keep asking myself where the days have gone. It feels like just a few weeks ago that I posted my spring fashion finds. It’s actually been three months! I thought today would be good to share an update on my summer thrift fashion finds and related topics.
Here on From Pennies to Plenty, I’m all about saving money and making the dollars that you do spend go further. So it’s probably no surprise that I’m a big fan of buying and using second-hand items. In fact, I buy and sell second-hand items as a side hustle, and I recommend buying second-hand to friends and family all the time. If you’re wondering what to buy, whether it’s clean, or if you’re safe doing it, read on to learn more.
Back in the summer of 2013, I was elated to finish school and move home to San Francisco. What I wasn’t so happy about was the $30,000 in student loan debt that followed me. I had only six months on my grace period before I had to start making monthly payments. Needless to say, I was anxious about getting a job and starting to pay it off as soon as possible. How would I do it?
This month I celebrated two years of selling clothes and other items online. I began selling things online out of curiosity and as a way to get rid of extra clothes in my closet. Since then, I no longer list items only from my own closet.