November is just around the corner. The holidays are coming quickly and spending can easily creep up with them leading to a busted budget. I’m not immune to extra spending either. It’s sometimes a struggle to stay frugal. I love saving money, but November is full of temptations.
Several years ago, I was pretty inexperienced when it came to managing my money. It took some cluelessness about enrolling in the 401(k) at my first job for me to realize I needed to start learning what to do with my money.
Can you believe it’s already the middle of June? Today actually marks the first day of summer! I started last week by creating my summer bucket list. Then I spent the next few days wondering how to fit everything I want to do into just three months.
A few months ago, I looked up tickets to see Alvin Ailey American Dance Theater at UC Berkeley. I’ve seen this dance company a few times in the past and have been blown away by every performance. So when I found out that the company was going to be at UC Berkeley earlier this year, I resolve to see it perform. That was until I look up tickets
Before I explain how we were able to move to the mountains, let me go back in time to my childhood. My parents had issues and finally split up when I was 7 years old (my sister was 5 years old). We lived with our mother and struggled to get by.
The weather this weekend was sunny with just a bit of evening rain, perfect for the first weekend of spring. Now that I’ve gotten a glimpse of the good weather coming to us, I can’t wait to get out some of my warm weather clothes. My closet is currently full of sweaters and long-sleeve shirts. I know I’m not the only one with a bunch of clothes hidden in the back or high upon the shelves too.
This Tuesday marked the first day of spring. The change in seasons makes me excited for the months ahead. I can’t wait for street fairs and hikes on sunny days. But before those happen, I have to clean the house. Ugh! The start of spring always calls for a thorough house cleaning.As I much as I love a clean house, I don’t like cleaning because I always feel I can do something better with my time.
A few years ago, you wouldn't have believed how bad I was at cooking. I didn't even know how to sauté onions! Not only that, I wasn't really interested in learning how to either. It's not that I don't like eating (I do!), but the process of cooking didn't appeal to me. I could just go to the store or a restaurant to buy whatever food I wanted when I wanted it, right?
With spring just around the corner, we’re heading into wedding season. That means brides- and grooms-to-be are in getting into full planning mode. It’s exciting to think about and plan your big day. What’s not so exciting is the price tag goes with it. The average wedding in the US cost $35,329 in 2016. Weddings are expensive, and it’s so easy to go over what you intended to spend.
On February 16th next week, many people around the world including my family will celebrate Chinese New Year. It’s the Year of the Dog. As a huge animal lover, I’m excited that the year highlights this familiar and beloved house pet. But I think my mom is even more excited than I am. Chinese New Year marks a new beginning with excitement and hopes for the year ahead. My mom can’t wait to kick things off by debuting new clothes and slippers.
It’s Wednesday afternoon. You’ve already eaten your leftovers from last weekend, so you have to cook tonight. You still have a lot to get done at work before you head to the grocery store and try to put something together for dinner. Thinking about how much time it takes to shop, prepare a meal, eat, and wash dishes, you see yourself running around for another few hours. You might not relax until 8 pm at the earliest.
Is one of your goals to spend less and save more this year? That’s definitely one of my goals. Did you know that even just a few years ago, one of the hardest things for me to do was cut back on my spending? I mean unnecessary spending of any sort. You know, shopping as a hobby, a pastime, a salve, a stress reliever, a fun get-together, a pick-me-up, an emotional crutch, or an impulsive behavior.
I’ve been focused on thrift shopping and selling with a one-track mind recently. Several weeks ago, I wrote about why you should sell on multiple platforms and gave some examples of things I sold. This week, I wanted to share some more of my recent thrifting activities as well as examples of my recent sales.
This time of year is all about the holidays. There’s no shortage of articles on how to save money on gift shopping and the best gifts to buy every person you know. But since it’s Thanksgiving and in the spirit of frugal living, I wanted to write about something else: gratitude. That’s what Thanksgiving is all about, right?
A few months ago, I had a carton of eggs sitting in the refrigerator for several weeks. Eggs are one of those strange things that I will love and gorge on for a while, then suddenly dislike and won’t touch for weeks or months at a time. Sometimes I’ll have gotten halfway through a carton of eggs and just can’t bring myself eat the other half. Do you ever feel that way about food?
As a frugal living and personal finance blogger, I love spending and saving wisely. It’s not just about dollars and cents. I don’t like to waste utilities, household items, or really anything if I can help it. The one area in which I flop on this is food, which is why I started keeping track of the items in my kitchen.
During one March a few years ago, I didn’t spend any money on fun and entertainment. I have an entertainment category in my budget, but I just happened not to dip into it. When I reviewed my budget at the end of the month, I was so happy with my lack of spending that I committed to keeping it going. You can already see where this is going, huh?
If you’re been wedding planning for yourself or assisted in any weddings lately, you probably know that they can cost a pretty penny. In fact, the average American wedding cost $35,329 in 2016. If that’s shocking to you, you’re not the only one. That fact surprised me too.Of the many ways to cut back on wedding costs, finding a budget-friendly wedding dress is one of the easiest.
I’m sure I’m not the only one who’s had days of disappointment or frustration one after another. But I knew this wasn’t a typical day and I wasn’t my normal self. I needed some self-care for my own sanity and to get back to a positive mindset. So I put together this list of 25 frugal ways to treat yourself.
Welcome to September! As we head down the final stretch of 2017, I keep asking myself where the days have gone. It feels like just a few weeks ago that I posted my spring fashion finds. It’s actually been three months! I thought today would be good to share an update on my summer thrift fashion finds and related topics.
Here on From Pennies to Plenty, I’m all about saving money and making the dollars that you do spend go further. So it’s probably no surprise that I’m a big fan of buying and using second-hand items. In fact, I buy and sell second-hand items as a side hustle, and I recommend buying second-hand to friends and family all the time. If you’re wondering what to buy, whether it’s clean, or if you’re safe doing it, read on to learn more.
Back in the summer of 2013, I was elated to finish school and move home to San Francisco. What I wasn’t so happy about was the $30,000 in student loan debt that followed me. I had only six months on my grace period before I had to start making monthly payments. Needless to say, I was anxious about getting a job and starting to pay it off as soon as possible. How would I do it?
This month I celebrated two years of selling clothes and other items online. I began selling things online out of curiosity and as a way to get rid of extra clothes in my closet. Since then, I no longer list items only from my own closet.
If there ever were a time to feel like spending money, it may be with the arrival of your first paycheck. Now that it’s July, graduation season has just finished. If you’re a lucky new grad, you have a job lined up or one on the horizon. And with that new job and those first few paychecks may come the urge to spend on what you couldn’t afford before.
“I don’t know what to do. I’m supposed to be discharged next week. I want to go home, but I can’t afford someone to help me.”These are the words I hear from my patients almost every day in my work as a speech-language pathologist (SLP).
In this day of electronics and technology, it’s easy to forget that the public library exists. You can order books off Amazon in a few clicks and stream movies and shows directly to your TV. No need to step foot into a library branch anymore, right? But did you know that the library system is trying to adapt to this changing world too?
Wedding season is around the corner if it hasn’t already started for you. A few years ago, four of my family members got married in one summer. Three of those required plane rides home and one was a destination wedding in Hawaii. Then in 2015, I seemed to attend wedding after wedding throughout the summer and fall. A best friend even planned a destination wedding in Oaxaca, Mexico. I love weddings, but I don’t love breaking the bank to attend them.
One of the very first reasons why I started this blog was to share my adventures and finds from thrift shopping. I’ve always been a bargain shopper and love finding clothes and accessories at great prices. After taking a break from shopping earlier this year (yes, I do get tired of shopping!), I got back into it in April and came away with some fabulous finds.
Do you ever come across something that sounds a bit cheesy but turns out to be pretty awesome? Today I want to talk about the personal finance book I Will Teach You to Be Rich by Ramit Sethi.