Ultimate Bundles launched their first Master Your Money Super Bundle earlier this year. It’s a bundle of over 40 financial resources to help you manage your money better. Read my personal review of the bundle to find out if it’s right for you.
The summer season brings some things to mind – great weather, BBQs, fun with family, and travel. The problem with summer travel is that it’s high season, which means high prices. That doesn’t mean you can’t get away and have some fun. Take a look at these suggestions for how to save on travel, so you can enjoy your summer vacation.
Do you ever feel like your money has slipped away and you don’t know where it went? It’s happened to me. That’s why I stopped buying these things and found better substitutes so that I could save money.
Are you a Target shopper? Target is one of my favorite places to shop because you can get everything you need in one stop. Plus, Target offers great prices compared to many other retail stores. You might be surprised to learn that you can save even more money while shopping there just by using a few extra tricks and tips.
Have you been watching Tidying Up with Marie Kondo? This new Netflix show is all the rage right now. Organization guru Marie Kondo uses her KonMari method to help people declutter their homes, bringing increased order and happiness into their lives. My husband and I watched a few episodes together when it first came out earlier this month.
With the new year here, you might be motivated to improve your financial situation. Last year I had some serious plans to do the same come January 1st. I was going to plan my meals, cut back on eating out, put more money into savings, and so forth. I’m happy to say that I made some improvements in a few areas, although it’s overall still a work in progress.
Hi friends! It’s already the middle of January and Valentine’s Day is only a few weeks away. Can I say how much I enjoy Valentine’s Day? I’m a sucker for everything romantic. Sappy movies and sweet love stories. I love them all. One of the most exciting things about planning for Valentine’s Day is deciding what to do with your special someone.
The best shopping experience I know is when I walk into a store teeming with tons of great stuff on sale for low, low prices. I want to raise my arms and shout, “Yaaaay!” It’s a gold mine for a frugal shopper like me. This doesn’t happen often though. One of the rare times it does it during after-Christmas sales, when bargains pop up everywhere. It’s like Black Friday, but you don’t have to leave Thanksgiving dinner early for it.
With the new year coming just a few weeks away, you might be doing a year-end review of your finances and resolutions. My goals for next year are to make more money with my side hustles and to save more money for life’s expected and unexpected expenses. My goals probably sound a lot like those of a good majority of people out there. When it comes to saving money, a common piece of advice I hear is to cut out your unnecessary expenses. But what if you have an expensive hobby that you love?
2019 is on the horizon. There’s nothing like a new year to get people excited about change, challenges, and goals. One popular goal is to save more money. It can be really tough to save money. You have necessary expenses like housing and food and sometimes unexpected ones like medical care or a car problem. Or you might just enjoy spending money. Whatever your reasons for spending, you know it’s a good idea to save and you’re motivated to do it now.
Every day now we’re getting a little closer to Christmas. A store in my neighborhood put up holiday decorations a week or two ago. I walk my dog by there every day and stop and look with delight that the holiday season is here.
Black Friday is here! While it’s not Friday yet, Black Friday sales have already started. I shopped online for rain boots a few days ago and bought a pair on sale in what the company called a Black Friday sale. It wasn’t even close to Friday yet!
Is someone you know newly frugal? When you’ve turned a new leaf on your finances and become frugal, it’s amazing in both good and bad ways. You’re excited about all the money you’re saving, but you might be disappointed at all the things you can’t buy in order to save that money. That’s why Christmas is a great time to support a newly frugal friend.
Christmas is a little more than two months away. Can you believe it? For some people, the thought of Christmas coming so soon brings anxiety. In a perfect world, we’d save all year round to cover Christmas expenses. But that’s not realistic for most people, including me. The last thing you need on top of work deadlines, family visits, and Christmas shopping is debt from the expenses of the season.
November is just around the corner. The holidays are coming quickly and spending can easily creep up with them leading to a busted budget. I’m not immune to extra spending either. It’s sometimes a struggle to stay frugal. I love saving money, but November is full of temptations.
Several years ago, I was pretty inexperienced when it came to managing my money. It took some cluelessness about enrolling in the 401(k) at my first job for me to realize I needed to start learning what to do with my money.
Can you believe it’s already the middle of June? Today actually marks the first day of summer! I started last week by creating my summer bucket list. Then I spent the next few days wondering how to fit everything I want to do into just three months.
A few months ago, I looked up tickets to see Alvin Ailey American Dance Theater at UC Berkeley. I’ve seen this dance company a few times in the past and have been blown away by every performance. So when I found out that the company was going to be at UC Berkeley earlier this year, I resolve to see it perform. That was until I look up tickets
The weather this weekend was sunny with just a bit of evening rain, perfect for the first weekend of spring. Now that I’ve gotten a glimpse of the good weather coming to us, I can’t wait to get out some of my warm weather clothes. My closet is currently full of sweaters and long-sleeve shirts. I know I’m not the only one with a bunch of clothes hidden in the back or high upon the shelves too.
This Tuesday marked the first day of spring. The change in seasons makes me excited for the months ahead. I can’t wait for street fairs and hikes on sunny days. But before those happen, I have to clean the house. Ugh! The start of spring always calls for a thorough house cleaning.As I much as I love a clean house, I don’t like cleaning because I always feel I can do something better with my time.
A few years ago, you wouldn't have believed how bad I was at cooking. I didn't even know how to sauté onions! Not only that, I wasn't really interested in learning how to either. It's not that I don't like eating (I do!), but the process of cooking didn't appeal to me. I could just go to the store or a restaurant to buy whatever food I wanted when I wanted it, right?
With spring just around the corner, we’re heading into wedding season. That means brides- and grooms-to-be are in getting into full planning mode. It’s exciting to think about and plan your big day. What’s not so exciting is the price tag goes with it. The average wedding in the US cost $35,329 in 2016. Weddings are expensive, and it’s so easy to go over what you intended to spend.
On February 16th next week, many people around the world including my family will celebrate Chinese New Year. It’s the Year of the Dog. As a huge animal lover, I’m excited that the year highlights this familiar and beloved house pet. But I think my mom is even more excited than I am. Chinese New Year marks a new beginning with excitement and hopes for the year ahead. My mom can’t wait to kick things off by debuting new clothes and slippers.
It’s Wednesday afternoon. You’ve already eaten your leftovers from last weekend, so you have to cook tonight. You still have a lot to get done at work before you head to the grocery store and try to put something together for dinner. Thinking about how much time it takes to shop, prepare a meal, eat, and wash dishes, you see yourself running around for another few hours. You might not relax until 8 pm at the earliest.
Is one of your goals to spend less and save more this year? That’s definitely one of my goals. Did you know that even just a few years ago, one of the hardest things for me to do was cut back on my spending? I mean unnecessary spending of any sort. You know, shopping as a hobby, a pastime, a salve, a stress reliever, a fun get-together, a pick-me-up, an emotional crutch, or an impulsive behavior.
This time of year is all about the holidays. There’s no shortage of articles on how to save money on gift shopping and the best gifts to buy every person you know. But since it’s Thanksgiving and in the spirit of frugal living, I wanted to write about something else: gratitude. That’s what Thanksgiving is all about, right?
A few months ago, I had a carton of eggs sitting in the refrigerator for several weeks. Eggs are one of those strange things that I will love and gorge on for a while, then suddenly dislike and won’t touch for weeks or months at a time. Sometimes I’ll have gotten halfway through a carton of eggs and just can’t bring myself eat the other half. Do you ever feel that way about food?
As a frugal living and personal finance blogger, I love spending and saving wisely. It’s not just about dollars and cents. I don’t like to waste utilities, household items, or really anything if I can help it. The one area in which I flop on this is food, which is why I started keeping track of the items in my kitchen.
During one March a few years ago, I didn’t spend any money on fun and entertainment. I have an entertainment category in my budget, but I just happened not to dip into it. When I reviewed my budget at the end of the month, I was so happy with my lack of spending that I committed to keeping it going. You can already see where this is going, huh?
If you’re been wedding planning for yourself or assisted in any weddings lately, you probably know that they can cost a pretty penny. In fact, the average American wedding cost $35,329 in 2016. If that’s shocking to you, you’re not the only one. That fact surprised me too.Of the many ways to cut back on wedding costs, finding a budget-friendly wedding dress is one of the easiest.
I’m sure I’m not the only one who’s had days of disappointment or frustration one after another. But I knew this wasn’t a typical day and I wasn’t my normal self. I needed some self-care for my own sanity and to get back to a positive mindset. So I put together this list of 25 frugal ways to treat yourself.
Here on From Pennies to Plenty, I’m all about saving money and making the dollars that you do spend go further. So it’s probably no surprise that I’m a big fan of buying and using second-hand items. In fact, I buy and sell second-hand items as a side hustle, and I recommend buying second-hand to friends and family all the time. If you’re wondering what to buy, whether it’s clean, or if you’re safe doing it, read on to learn more.
Hola! My fiancé and I just returned from Mexico City two weeks ago and I can still feel the excitement of the city. Not only did I fall in love with Mexico, it was also my first international trip with my fiancé and our first trip since our engagement.
Back in the summer of 2013, I was elated to finish school and move home to San Francisco. What I wasn’t so happy about was the $30,000 in student loan debt that followed me. I had only six months on my grace period before I had to start making monthly payments. Needless to say, I was anxious about getting a job and starting to pay it off as soon as possible. How would I do it?
This month I celebrated two years of selling clothes and other items online. I began selling things online out of curiosity and as a way to get rid of extra clothes in my closet. Since then, I no longer list items only from my own closet.
If there ever were a time to feel like spending money, it may be with the arrival of your first paycheck. Now that it’s July, graduation season has just finished. If you’re a lucky new grad, you have a job lined up or one on the horizon. And with that new job and those first few paychecks may come the urge to spend on what you couldn’t afford before.
In this day of electronics and technology, it’s easy to forget that the public library exists. You can order books off Amazon in a few clicks and stream movies and shows directly to your TV. No need to step foot into a library branch anymore, right? But did you know that the library system is trying to adapt to this changing world too?
Wedding season is around the corner if it hasn’t already started for you. A few years ago, four of my family members got married in one summer. Three of those required plane rides home and one was a destination wedding in Hawaii. Then in 2015, I seemed to attend wedding after wedding throughout the summer and fall. A best friend even planned a destination wedding in Oaxaca, Mexico. I love weddings, but I don’t love breaking the bank to attend them.
Can you believe it? It’s Thanksgiving’s half birthday! That’s right, Thanksgiving is only six months away. Each November, I love taking the time to review the past year and reflect on everything I’m thankful for.
With summer in full swing, concert season is here. I don’t know about you, but I can’t get enough of live entertainment. Music concerts, plays, musical theater shows, even baseball – I love watching them all. You’ll probably agree with me that seeing entertainment live in person is better than listening to or watching recordings. But attending every event that comes around can leave your wallet pretty empty.
When I wore my favorite black shirt for the hundredth time earlier this week, I saw a thread hanging from it and wondered if the shirt was falling apart. I’m sure that we all have those moments when we dread our favorite piece of clothing becoming too worn to wear.
Whenever I tell people that I live in San Francisco, I usually get one of two comments. One is that the city is dirty, crowded, and too liberal, so how can I live there. The other is that the city is too expensive, so how can I live there. I’ll admit that living in SF has its downsides, as does every city, but it has its perks too.
If you ever wanted to learn how the wealthy become wealthy, this book may give you the best answers you’ll ever get. Thomas J. Stanley and William D. Danko, authors of The Millionaire Next Door, spent twenty years researching how people become wealthy.
Last month, I wrote about how I used to have such a hard time budgeting. I know I’m not the only one out there who has felt that budgeting is frustrating, tedious, and sometimes downright depressing. That improved once I got a good budgeting system in place and stuck with it.
Earlier this week I posted about the 50/20/30 budgeting method complete with free budgeting calculator. If you calculated your percentages and decided that your spending and savings numbers are not what you want them to be, don’t worry. You’re in the same boat as many other people, but you have the awareness and motivation to change that.
Earlier this week I posted on whether or not to join a gym and nine alternatives. If getting into shape is one of your goals this year, I’m excited for you. I want to do to same too! But first, I want to share with you my uncle’s inspirational story of getting into shape.
Happy New Year! Although we're only three days into the new year, I hope your year is off to a great start. I have so much planned for the blog this year. I can't wait to get started. First up is this post, which is on a question many of us ask ourselves as we start a new year with new resolutions.
New Year’s Eve is just under two weeks away and I’m itching to start 2017 off with a bang. It’s the perfect opportunity to celebrate in grand style. A boat cruise around the Bay or a night of dancing at a swanky hotel sound perfect! While those sound great, they’re also pricey options that may not agree with your or my budget. Instead, here are some ideas for a more budget-friendly New Year’s celebration.
“Money can’t buy happiness” or so we’ve been told. In fact, according to Elizabeth Dunn & Michael Norton, authors of Happy Money: The Science of Smarter Spending, money can buy happiness if spent in the right ways. Here are five principles they recommend following in order to spend money and improve your happiness.
Earlier this week I posted a guide to managing holiday spending. Today I want to follow up with suggestions for reasonably priced gifts for the people on your list. Here are some ideas to help you get started.
We’re already into the third week of November and the holiday season is in full swing. While the holidays can fill us with joy from singing carols to drinking hot chocolate, they also fill many with stress from excessive holiday spending.
What do you think of when you hear the word “budget”? The thought of being on a budget is probably as cringe-worthy as hearing nails on a chalkboard. Believe me, I know how un-fun keeping a budget can be. I tried to keep one several times before I managed to find a system I like and stick with it.
Earlier I posted about learning how to start cooking. Now I want to follow-up with another cooking-related post sharing my experience using a meal kit delivery service and helping you decide if it’s right for you. Meal kit delivery is a booming business right now.
Have you ever looked a picture of a delicious edible and wanted to make it, only to give up after reading its ingredient list? Or shown up to a potluck with some store-bought chips and dip, only to wish you could have brought the handmade entree sitting spotlight on the communal table? I used to be that person who gave up on recipes and brought sides to potlucks but not anymore.