Do you ever feel like your money has slipped away and you don’t know where it went? You know, you get a big paycheck or take some money out of the ATM. Then a few days or weeks later, you wonder why your bank balance is still low and your wallet feels empty.
When you’re struggling to handle your money and stressed about paying the bills, good financial management can seem out of reach. But did you know that your finances can actually improve with just a bit of ongoing effort and diligence? Just like improving your tennis swing or your piano playing, you can develop smart money practices with some practice each day too.
Are you a Target shopper? Target is one of my favorite places to shop because you can get everything you need in one stop. Plus, Target offers great prices compared to many other retail stores. You might be surprised to learn that you can save even more money while shopping there just by using a few extra tricks and tips.
With the new year here, you might be motivated to improve your financial situation. Last year I had some serious plans to do the same come January 1st. I was going to plan my meals, cut back on eating out, put more money into savings, and so forth. I’m happy to say that I made some improvements in a few areas, although it’s overall still a work in progress.
The best shopping experience I know is when I walk into a store teeming with tons of great stuff on sale for low, low prices. I want to raise my arms and shout, “Yaaaay!” It’s a gold mine for a frugal shopper like me. This doesn’t happen often though. One of the rare times it does it during after-Christmas sales, when bargains pop up everywhere. It’s like Black Friday, but you don’t have to leave Thanksgiving dinner early for it.
With the new year coming just a few weeks away, you might be doing a year-end review of your finances and resolutions. My goals for next year are to make more money with my side hustles and to save more money for life’s expected and unexpected expenses. My goals probably sound a lot like those of a good majority of people out there. When it comes to saving money, a common piece of advice I hear is to cut out your unnecessary expenses. But what if you have an expensive hobby that you love?