As a frugal living and personal finance blogger, I love spending and saving wisely. It’s not just about dollars and cents. I don’t like to waste utilities, household items, or really anything if I can help it. The one area in which I flop on this is food, which is why I started keeping track of the items in my kitchen.
During one March a few years ago, I didn’t spend any money on fun and entertainment. I have an entertainment category in my budget, but I just happened not to dip into it. When I reviewed my budget at the end of the month, I was so happy with my lack of spending that I committed to keeping it going. You can already see where this is going, huh?
I’m sure I’m not the only one who’s had days of disappointment or frustration one after another. But I knew this wasn’t a typical day and I wasn’t my normal self. I needed some self-care for my own sanity and to get back to a positive mindset. So I put together this list of 25 frugal ways to treat yourself.
Here on From Pennies to Plenty, I’m all about saving money and making the dollars that you do spend go further. So it’s probably no surprise that I’m a big fan of buying and using second-hand items. In fact, I buy and sell second-hand items as a side hustle, and I recommend buying second-hand to friends and family all the time. If you’re wondering what to buy, whether it’s clean, or if you’re safe doing it, read on to learn more.
Hola! My fiancé and I just returned from Mexico City two weeks ago and I can still feel the excitement of the city. Not only did I fall in love with Mexico, it was also my first international trip with my fiancé and our first trip since our engagement.
Back in the summer of 2013, I was elated to finish school and move home to San Francisco. What I wasn’t so happy about was the $30,000 in student loan debt that followed me. I had only six months on my grace period before I had to start making monthly payments. Needless to say, I was anxious about getting a job and starting to pay it off as soon as possible. How would I do it?
If there ever were a time to feel like spending money, it may be with the arrival of your first paycheck. Now that it’s July, graduation season has just finished. If you’re a lucky new grad, you have a job lined up or one on the horizon. And with that new job and those first few paychecks may come the urge to spend on what you couldn’t afford before.
In this day of electronics and technology, it’s easy to forget that the public library exists. You can order books off Amazon in a few clicks and stream movies and shows directly to your TV. No need to step foot into a library branch anymore, right? But did you know that the library system is trying to adapt to this changing world too?
Wedding season is around the corner if it hasn’t already started for you. A few years ago, four of my family members got married in one summer. Three of those required plane rides home and one was a destination wedding in Hawaii. Then in 2015, I seemed to attend wedding after wedding throughout the summer and fall. A best friend even planned a destination wedding in Oaxaca, Mexico. I love weddings, but I don’t love breaking the bank to attend them.
Do you ever come across something that sounds a bit cheesy but turns out to be pretty awesome? Today I want to talk about the personal finance book I Will Teach You to Be Rich by Ramit Sethi.
With summer in full swing, concert season is here. I don’t know about you, but I can’t get enough of live entertainment. Music concerts, plays, musical theater shows, even baseball – I love watching them all. You’ll probably agree with me that seeing entertainment live in person is better than listening to or watching recordings. But attending every event that comes around can leave your wallet pretty empty.
Whenever I tell people that I live in San Francisco, I usually get one of two comments. One is that the city is dirty, crowded, and too liberal, so how can I live there. The other is that the city is too expensive, so how can I live there. I’ll admit that living in SF has its downsides, as does every city, but it has its perks too.
If you ever wanted to learn how the wealthy become wealthy, this book may give you the best answers you’ll ever get. Thomas J. Stanley and William D. Danko, authors of The Millionaire Next Door, spent twenty years researching how people become wealthy.
If you think you have a firm handle on your emotions and thought patterns when it comes to personal finance, here’s a book that will make you think again. A few years ago, I had the eye-opening experience of reading Why Smart People Make Big Money Mistakes and How to Correct Them by Gary Belsky and Thomas Gilovich.
Earlier this week I posted about the 50/20/30 budgeting method complete with free budgeting calculator. If you calculated your percentages and decided that your spending and savings numbers are not what you want them to be, don’t worry. You’re in the same boat as many other people, but you have the awareness and motivation to change that.