modern life

The Budgeter’s Valentine's Day Gift Guide for Him

The Budgeter’s Valentine's Day Gift Guide for Him

Hello again! Valentine’s Day is only about a month away. I’ve been thinking about what to get the man in my life. Is it just me or are guys hard to shop for? Maybe the men I know don’t need or ask for a lot, but every holiday, I’m left scratching my head over what to get them. I’ve done a lot of brainstorming to come up with some budget-friendly ideas for this holiday.

The Budgeter's Valentine's Day Gift Guide for Her

The Budgeter's Valentine's Day Gift Guide for Her

Hi friends! I’ve got Valentine’s Day on my mind. What to do? What to wear? What to give? When you think about your honey, you may want to give him or her the moon and stars. Those may be hard to reach, however, and more earthly things have to substitute. Here’s a guide to some of the best budget-friendly gifts to help you pick that perfect gift for your special someone.

My #1 Secret to Succeeding at New Year’s Resolutions

My #1 Secret to Succeeding at New Year’s Resolutions

Now that we’re well into January, you might be tired of hearing about New Year’s resolutions. I like making resolutions for myself at the start of the year, but hearing about them and seeing articles about them everywhere can be overwhelming. It’s a lot of the same advice too: how to get to the gym more, eat healthier, save more money, pay off debt, and so forth.

20 Ideas for Valentine’s Day on a Budget

20 Ideas for Valentine’s Day on a Budget

Hi friends! It’s already the middle of January and Valentine’s Day is only a few weeks away. Can I say how much I enjoy Valentine’s Day? I’m a sucker for everything romantic. Sappy movies and sweet love stories. I love them all. One of the most exciting things about planning for Valentine’s Day is deciding what to do with your special someone.

The Best Gifts for the Online Reseller

The Best Gifts for the Online Reseller

Since I started reselling clothes and accessories a few years ago, it’s transformed from a hobby into a profitable side hustle. I love being able to make money from home doing something fun that I love. I know a lot of women who feel the same way. They’ve recently started selling online and are encouraged to become more successful at it. Other women I know want to start selling online but don’t know where to begin.

20 Christmas Gifts for Your Frugal Friends

20 Christmas Gifts for Your Frugal Friends

Is someone you know newly frugal? When you’ve turned a new leaf on your finances and become frugal, it’s amazing in both good and bad ways. You’re excited about all the money you’re saving, but you might be disappointed at all the things you can’t buy in order to save that money. That’s why Christmas is a great time to support a newly frugal friend.

Is Barre Class Right for You? My Review of The Bar Method

Is Barre Class Right for You? My Review of The Bar Method

Everywhere I go in San Francisco, I see women dressed in athleisure wear. They’re sporting the latest yoga pants and cute moisture-wicking tanks. Why are these women wearing this type of clothes and where are all these people going? My guess is to work out, and likely not just any workout, but to attend a boutique studio.

A Look at Asian-American Financial & Family Values

 A Look at Asian-American Financial & Family Values

On February 16th next week, many people around the world including my family will celebrate Chinese New Year. It’s the Year of the Dog. As a huge animal lover, I’m excited that the year highlights this familiar and beloved house pet.  But I think my mom is even more excited than I am. Chinese New Year marks a new beginning with excitement and hopes for the year ahead. My mom can’t wait to kick things off by debuting new clothes and slippers.

How to Make the Holidays More Meaningful & Less Material

 How to Make the Holidays More Meaningful & Less Material

Every year, the Christmas shopping season creeps up earlier and earlier. Just the other day, I heard that JCPenny will open at 2 PM on Thanksgiving Day and their online sales prices will start four days before that. Kmart will open at 6 AM on Thanksgiving Day and remain until 10 PM that night.Where has Thanksgiving gone?

How Much Debt is Too Much in a Relationship?

How Much Debt is Too Much in a Relationship?

What would you do if your fiancé came to you a month before your wedding and revealed that he had $370k of debt?Sadly, this is a true story. I was browsing the boards of a wedding website a few months ago when I read this post. The woman’s fiancé told her about his $370k of debt only about a month and a half before their wedding.

10 Things You Didn’t Know the Public Library Offers

10 Things You Didn’t Know the Public Library Offers

In this day of electronics and technology, it’s easy to forget that the public library exists. You can order books off Amazon in a few clicks and stream movies and shows directly to your TV. No need to step foot into a library branch anymore, right? But did you know that the library system is trying to adapt to this changing world too?

Life Lessons from My Grandfather

Life Lessons from My Grandfather

I’ve been waiting eagerly for Father’s Day to arrive this year. Even before I had this blog in place, I wanted to share some lessons from one of my favorite people I’ve ever known, my grandfather. When I think about living a life of plenty, it includes the great, loving relationships I’ve had with people in my life, not simply saving or earning more money.

5 Ways to See Live Music & Entertainment for Less

5 Ways to See Live Music & Entertainment for Less

With summer in full swing, concert season is here. I don’t know about you, but I can’t get enough of live entertainment. Music concerts, plays, musical theater shows, even baseball – I love watching them all. You’ll probably agree with me that seeing entertainment live in person is better than listening to or watching recordings. But attending every event that comes around can leave your wallet pretty empty.

How to Get Beauty Services for Less

How to Get Beauty Services for Less

Like many women, I like trying out new beauty services and products. So I was delighted when I came across Dry Bar, a salon that specializes in just blowouts, while walking the Fillmore shopping district in SF. Someone to do my hair for me before a date? No more failed attempts at following YouTube hair tutorials? Perfect! But I’ll be honest, I did a double take when I looked at the services menu and price list.

Why Women Need a Back-up Plan (That's Not a Man)

Why Women Need a Back-up Plan (That's Not a Man)

Given the non-stop political coverage in the US right now about immigrants’ and other groups’ rights, I’ve been thinking a lot about women’s rights and women’s issues lately. Even more so when I recently read an article that half of women married or in relationships have a “Plan B” man ready to call if their current relationship doesn’t work out. 

Can You Afford a Pet? & Is Pet Insurance Worth it?

Can You Afford a Pet? & Is Pet Insurance Worth it?

Over Super Bowl weekend, my friends shared some sad news with me. Their dog Micky was gravely sick. Micky had leptospirosis, a potentially serious bacterial disease, and his liver and kidneys were failing. After visiting a few local veterinarians, Micky’s only option was to transfer to the UC Davis Veterinary Medical Teaching Hospital to receive dialysis.